Secrets to Getting the Cheapest Cat Insurance Possible

Trying to find the cheapest cat insurance policy can seem almost impossible. If this describes what you're currently experiencing, then you're not alone. Pet insurance companies make large profits by getting you to spend as much money as possible.

Advertising, and lots of it are what helps these pet insurance companies make you spend more for your monthly premium than what you initially wanted. However if you do insist on getting the cheapest cat insurance policy possible, here are five great tips for you.

1. Since it's very easy to overspend without a budget, come up with one first before shopping for insurance. A good place to start is by trying to keep the monthly premium to less than $25 a month. Now that you know how much you can spend, your goal should be to try and get as much coverage as possible at the $25 limit.

2. One of the best strategies to getting a low quote, is to try and qualify for as many discounts as possible. Insurance companies like to earn your business, so they tend to give out multiple discounts. This these can be discounts for insuring multiple pets with them, having your pet micro-chipped, and even spayed.

3. Choosing to go with a higher deductible is another good strategy for getting the cheapest cat insurance policy. The size of the deductible is one of the greatest influences on how much your monthly premium will be.

4. While it might be tempting to choose a comprehensive pet policy that covers everything, these tend to be way too expensive. Most of the time basic accident and illness plans which only cover the necessities are more than enough for most cat owners.

5. As a final strategy, always try and buy your pet policy over the phone. Companies make it very easy to buy policies over the Internet but it's best not to do this.

By talking to someone over the phone, you can ask for additional discounts. Also the operator might make you aware of unadvertised specials and other discounts you may not have been aware of.

To learn more about how to find cheap cat insurance visit Dr Chris's website which teaches you all about how to compare pet insurance.

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